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Mar 3, 2021 · National Rate and Closing Cost Star Rating. (3.5) On average, Umpqua Bank’s interest rates were similar to those of other lenders (+0.05%). Its loan related closing costs were also similar to those of other lenders, with a difference of -$49. We maintain our independence by not accepting any money from the mortgage lenders we review.Umpqua Bank is a community bank based in Oregon that was established in 1953. It has 124 branches mostly in Oregon and Washington. Banking services are available for personal, business and corporate customers.Umpqua Bank, Salem, Oregon. 2 likes. Contains home lending office2 days ago · 0.20%. 37 Month Certificate of Deposit. $1,000. 0.25%. 0.25%. 1 Rates subject to change. 2 A penalty for early withdrawal may be charged on all Certificates of Deposit, including certificates held in Individual Retirement Accounts (IRAs). 3 Minimum Opening Deposit equals the Minimum Balance to Earn APY for Certificates of Deposit and Retirement ...Report account fraud or dispute a charge. (833) 898-0981. Need help with a lost or stolen card? You can call us at (866) 486-7782for after-hours help and select option 3 for Debit or Credit Cards.Why we picked it. It isn’t always easy to find short-term CDs at competitive rates, but the promotional APYs we found at Salem Five Direct got our attention. As of April 2024, 6-month, 9-month ...Find the interest rates and annual percentage yields for various deposit products offered by Umpqua Bank, such as checking, savings, CDs, and money market accounts. Compare the rates and terms for different balance ranges and promotional offers.The top CD rates today are 5.75% APY from Andrews Federal Credit Union, 5.56% APY from Lafayette Federal Credit Union, and 5.55% APY from Newtek Bank.Umpqua has your back, wherever you are. Our powerful online banking tools make it easy to manage your money from anywhere. From lost cards to home loans, college funds to retirement—your banker is just a tap away. Easily deposit a check into your account by snapping a photo of it with your phone.A Marketplace Money Market account combines competitive rates with a robust banking platform built to support every facet of your business. Unlimited in-store and Umpqua ATM withdrawals. Up to 6 withdrawals or transfers per calendar month for Bill Pay, telephone transfer, ACH payments, drafts, or Point of Sale.Umpqua Bank’s business savings accounts allow you to build a rainy day fund without bottlenecking your business’ growth. Start saving today.Find the best IRA CD rates from credit unions and banks by comparing APY, term, minimum deposit required and early withdrawal penalty charges.A certificate of deposit (CD) is an account that offers you a higher interest rate than a traditional savings account in exchange for leaving your money untouched for an agreed upon time. That time period is known as the term length. 4 You'll incur a penalty if you withdraw your funds before the term is done.Discover competitive banking and investment products with great interest rates and industry-leading APYs at Heritage Bank. Putting customers first in KY & OH.How Edward Jones CDs Stack Up. Edward Jones CD rates rank among the best in the market and far outpace the national average. According to data from the FDIC, current national averages range from 0 ...Jumbo CD Rates in Umpqua, Oregon. Umpqua, OR jumbo CD rates pay a higher interest rate than regular Umpqua, OR CD deposit rates and yields. Jumbo CD rates in Umpqua, OR are higher because they require a higher minimum deposit.Compare the best One-year CD rates in Ellensburg, Washington, WA from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... Umpqua Bank 0.15% 0.01%: $1 . $0 - Learn More. Reviews (2) U.S. Bank National Association 0.05% $500 ...Current CD Rates in Ohio vary, but our list of the best current rates includes CD rates that mostly fall within the 4.00% to 5.00% range. Remember, CD rates vary by account and term. For example ...In today’s fast-paced financial world, it’s important to stay informed about the best investment options available. Certificates of Deposit (CDs) are a popular choice for individua...If you have an account with Umpqua, it is a good idea to know how to log into your account. Read on to learn how you can do just that. Hustler Money Blog. Best Bank Bonuses and Promotions. ... 48-Month CD Rates; 60-Month CD Rates; Stock Brokers. J.P. Morgan Self-Directed Investing; M1 Finance; Options. U.S. Bank Checking $700 Bonus; Truist $400 ...Compare the best Special rates and terms on Certificates of Deposit from online banks. Learn about these specials or view CD rates for other terms.High-yield CD rates today can be several times the national average of 1.40% APY for five-year terms and the national average of 1.80% APY for one-year terms. Unlike regular savings accounts, most ...Loan program rates, terms, and conditions are subject to change without notice. 9 APR is Annual Percentage Rate. Payment Example – New or Used Powersports of $30,000 for 72 months at 9.49% APR will have a monthly payment of $548.09. New or Used Recreational Vehicle of $30,000 for 180 months at 8.79% APR will have a monthly payment of $300.54.Climate First Bank (15-month CD) — 5.34% APY: There is a $500 minimum deposit requirement to open this account; the early withdrawal penalty is equal to 90 days of interest. Magnifi Financial ...Find the Best Umpqua, OR 2 Year CD Rates & 2 Year CD Yields. Deposit Terms 3 months 6 months 9 months 12 months 18 months 24 months 36 months 48 months 60 months Deposit Amount $ Zip Code . Best CD Rates for Umpqua, OR 24 Month . Bank. Product. APY. Min Deposit. Disclosures. Sponsored. USAA Federal Savings Bank. 24 Month CD. 4.00%. $1000. NO.Climate First Bank (15-month CD) — 5.34% APY: There is a $500 minimum deposit requirement to open this account; the early withdrawal penalty is equal to 90 days of interest. Magnifi Financial ...Umpqua Bank, Salem, Oregon. 2 likes. Contains home lending officePhoenix. Closed · Opens at 9:00 AM Mon. 404 North Main Street. Phoenix, OR 97535. (541) 535-3333. Get Directions. Schedule Appointment. Sun Closed.4.55%. 1.43%. $1,246. Note: Annual percentage yields (APYs) shown are as of April 23, 2024. APYs for some products may vary by region. N/A: Not available; Bankrate doesn’t track national ...Overview of Umpqua Bank CDs. The headquarters of Umpqua Bank are in Portland, Oregon. The bank serves the states of Idaho, California, Nevada, Oregon and Washington with more than 300 branch locations. Rates vary by location so you should talk to a local branch to get the latest rates. CD accounts from Umpqua Bank require a $1,000 minimum deposit.Sometimes the best way to save is to keep it simple. With a Grow Savings Account, there are no hassles and no frills. Whether you’re saving for retirement, a vacation, or future tuition costs, this is a great account to help your savings grow. Service charge of $3 per month. No monthly service charge with a $200 minimum daily balance.Climate First Bank (15-month CD) — 5.34% APY: There is a $500 minimum deposit requirement to open this account; the early withdrawal penalty is equal to 90 days of interest. Magnifi Financial ...We've made it easy to find your nearest branch, schedule an appointment, or contact a branch, all in one place. If you are unsure if an appointment is required, please call your branch to confirm.Add Funds at Your Convenience: Enjoy the freedom of adding an extra $2500 or more to your Flex12 CD anytime you like, without the hassle of opening additional accounts. Discover the Flex12 CD Today! 4.75% APY* 7-month CD Rate Special! We raised our CD rates again, and are now offering a limited time promotional rate of 4.75% APY*.Open a limited time,11-Month Certificate at 5.25% APY. Time flies. And your savings soar. When it comes to saving your money, a sure thing is hard to find. At KEMBA Financial Credit Union, your local central Ohio credit union, our Certificate accounts are an exception. If you have money sitting in a traditional savings account - and you don ...Here's how you might structure your ladder: CD 1: Deposit $2,500 into a six-month CD earning 1.00% APY. CD 2: Deposit $2,500 into a one-year maturity earning 1.50% APY. CD 3: Deposit $2,500 into ...Seattle, WA CD Rates: Search and compare Seattle, WA CD rates from banks and credit unions. MonitorBankRates.com has a list of CD rates in Seattle, WA you can ... Umpqua Bank. FDIC Cert # 17266. 1111 3rd Ave, Suite 100, Seattle, WA 98101. Umpqua Bank. FDIC Cert # 17266. 301 Eastlake Ave E, Seattle, WA 98109. Umpqua Bank.Compare Umpqua Bank's CD rates, savings rates, money market rates and checking rates with other banks. Find out the pros and cons of Umpqua Bank's products and services.Loan program rates, terms, and conditions are subject to change without notice. 9 APR is Annual Percentage Rate. Payment Example – New or Used Powersports of $30,000 for 72 months at 9.49% APR will have a monthly payment of $548.09. New or Used Recreational Vehicle of $30,000 for 180 months at 8.79% APR will have a monthly payment of $300.54.The best CD rate today is 5.75%, offered by INOVA Federal Credit Union for 8 months. You can also earn 5.60% to 5.70% on eight more CDs with terms of 3 to 15 months.Umpqua Bank Review: Checking, Savings, CD Accounts. U.S. Bank Checking $700 Bonus. Truist $400 Bonus. BMO Checking $400 Bonus. Chase $300 Business Bonus. Bank of America $200 Bonus Offer. Fifth Third Bank Checking $200 Bonus. You are here: Home / Bank Reviews / Umpqua Bank Review: Best Account For You.Explore secure savings with Northwest Bank's Certificate of Deposit (CD) options. Enjoy competitive rates and a fixed term to grow your money with confidence. Start your journey towards financial stability today.Why we picked it. It isn’t always easy to find short-term CDs at competitive rates, but the promotional APYs we found at Salem Five Direct got our attention. As of April 2024, 6-month, 9-month ...Earn competitive interest at a higher rate than standard savings accounts with a Certificate of Deposit from Pacific Premier Bank.Open a savings account with no hassles and no frills. Whether you’re saving for retirement, a vacation, or future tuition costs, this is a great account to help your savings grow.And your rate is fixed for the term of the CD. Check out how much you could save just over 18 months with an M&T CD, compared to leaving funds in your savings account *. *$31.52 savings account is interest earned with national savings account average APY over 18 months and $605.96 is interest earned with a 4.00% CD APY over 18 months.Compare the best One-year CD rates in Medford, Oregon, OR from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more.Best 3-year jumbo CD: Hughes Federal Credit Union - 4.97% APY. Term: 36 months. Minimum deposit: $99,000. Early withdrawal penalty: 6 months of interest ($50 minimum) Membership: Anyone can join ...In effect, the minimum deposit is the price of the CD. Depending on your budget, you may only have a small amount to put in a CD. A CD rate comparison tool (like ours above) makes it easy to compare CDs by minimum deposit. Many banks also set a maximum on the amount you can deposit in CDs. Don't worry - the maximum is generally $250,000 (the ...Below are the best one-year CD Rates from banks in Washington. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. WA - June 2, 2024.Elk Grove, CA CD Rates: Search and compare Elk Grove, CA CD rates from banks and credit unions. MonitorBankRates.com has a list of CD rates in Elk Grove, CA you ... Umpqua Bank. FDIC Cert # 17266. 9610 Bruceville Road, Suite 100, Elk Grove, CA 95757. Union Bank, National Association. FDIC Cert # 22826.Today's highest CD rate is 5.51% from TotalDirectBank for 3 or 6 months, but going with a longer CD can guarantee one of today's stellar rates into 2025, 2026, or beyond.%PDF-1.6 %âãÏÓ 19 0 obj > endobj 41 0 obj >/Filter/FlateDecode/ID[53CC6B5A51854A968D476B16C90175EA>82F6BE9B65A6774D9867AB02CD99FEAE>]/Index[19 37]/Info 18 0 R ... Umpqua Bank Special CD Rates: Term: APY: 7 monFor questions regarding a Personal CertifiNerdWallet's Best 5-Year CD Rates for June 2024. Bread
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CDs typically pay a higher interest rate than your traditional savings accounts, offer a fixed rate of return and the security of FDIC insurance. For more information visit our Frequently Asked Questions or contact us by Phone: 517-679-6485 , Toll Free: 833-668-1003 or email: [email protected] our new 12-month* CD Special - 4.25% APY. Grow your savings with Riverview's guaranteed CD rates, requiring a minimum deposit of $25,000 in new money. Visit your nearest branch or see rate sheet for additional options and information. Grow your savings faster with our new CD opportunities. CD Rates 4.75% APY for 6 months**.The problem is that nobody knows what they want or why. It's a huge cluster, completely unprofessional, with poorly trained and snarky customer service. I would not recommend it. Product: Umpqua Bank Mortgages. Comment. 0. 0. rosebud1900. November 12, 2023 • @rosebud1900.Compare the best One-year CD rates in Redding, California, CA from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... Umpqua Bank 0.15% 0.01%: $1 . $0 - Learn More. Austin | Aug 25, 2021. I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn ...The best CD rate today is 5.75%, offered by INOVA Federal Credit Union for 8 months. You can also earn 5.60% to 5.70% on eight more CDs with terms of 3 to 15 months.Report account fraud or dispute a charge. (833) 898-0981. Need help with a lost or stolen card? You can call us at (866) 486-7782for after-hours help and select option 3 for Debit or Credit Cards.Synchrony Bank offers traditional CDs, a Bump-Up CD (get a higher rate), a No-Penalty CD (withdraw penalty-free) and an IRA CD (save for retirement). CD term lengths range from three months to 60 ...Earn 1.5 points for every dollar you spend on eligible purchases. 7. No cap or limit on the points you can earn, plus you have five years to redeem points for rewards. 7. 2,500 bonus reward points awarded after first purchase. Apply Now.A Tri Counties Bank Certificate of Deposit (CD) allows you to earn a guaranteed return, even during times of uncertainty. ... Current CD Rate Special* 5-Month CD: 4.75% Annual Percentage Yield (APY) Open an Account. Call us at 1-800-982-2660 or visit your local branch. Account Features.No matter your financial strategy, our Certificate of Deposit (CD) rates can help you earn more on your terms. % APY. 12-month term. % APY. 18-month term. % APY. 24-month term. Open your CD account today.Umpqua Bank is a community bank based in Oregon that was established in 1953. It has 124 branches mostly in Oregon and Washington. Banking services are available for personal, business and corporate customers.Umpqua has other personal banking options as well, including loans, credit cards, health savings accounts, retirement accounts, and more. Need help? We encourage you to contact us at 866-486-7782 or visit your nearest store for assistance.For CDs, accrual of interest on noncash deposits - Interest begins to accrue on the Business Day we receive and deposit your noncash Items (for example, Checks)Closed · Opens at 9:00 AM Mon. 13775 Mono Way. Sonora, CA 95370. (209) 532-0986. Get Directions. Schedule Appointment. Sun Closed.3.75% Minimum Deposit: $1,000. Pros. No monthly service fees. Interest-earning CDs. Cons. $1,000 minimum deposit. Low rates on standard CDs. Best For. Customers looking for low-risk options. Umpqua Bank serves five states in the Western U.S.Below are the best one-year CD Rates from banks in New Jersey. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. NJ - May 29, 2024.All you need here is $500 to get started. For a longer term at a top-ranked rate, this online bank also offers a 12-month CD at 5.31% APY. Citizens-Farmers Bank: 5.32% APY. With just $1,000 ...Explore secure savings with Northwest Bank's Certificate of Deposit (CD) options. Enjoy competitive rates and a fixed term to grow your money with confidence. Start your journey towards financial stability today.Certificate of Deposit Rates (CD)3 Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate1,5 Annual Percentage 2 1 - 2 Monthsb $1,000 $0.01 0.01% 3 - 5 Monthsb $1,000 $0.01 0.02% 6 - 11 Monthsb $1,000 $0.01 0.05% 7 Month Specialb,c $1,000 for renewing CDs, $10,000 for new CDs $0.01 4.46% 4.55%In effect, the minimum deposit is the price of the CD. Depending on your budget, you may only have a small amount to put in a CD. A CD rate comparison tool (like ours above) makes it easy to compare CDs by minimum deposit. Many banks also set a maximum on the amount you can deposit in CDs. Don't worry - the maximum is generally $250,000 (the ...Mar 25, 2015 · 4-year. 5-year. Specials. Below are the best one-year CD Rates from banks in Spokane, Washington. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.At Umpqua Bank, your deposits are covered by the FDIC for up to $250,000 per depositor.*. You may have more coverage depending on the ownership of your accounts. Single ownership accounts are insured up to $250,000 per owner. Joint ownership accounts are insured with at least $500,000 (Up to $250,000 per co-owner) IRAs are insured up to ...The free, open source Ophcrack Live CD is a Windows account password cracking tool designed to help you recover lost Windows passwords. The free, open source Ophcrack Live CD is a ...Explore secure savings with Northwest Bank's Certificate of Deposit (CD) options. Enjoy competitive rates and a fixed term to grow your money with confidence. Start your journey towards financial stability today.Puyallup, WA CD Rates: Search and compare Puyallup, WA CD rates from banks and credit unions. MonitorBankRates.com has a list of CD rates in Puyallup, WA you ... Umpqua Bank. FDIC Cert # 17266. 109-35th Avenue, Se, Puyallup, WA 98371. Umpqua Bank. FDIC Cert # 17266. 11821 Canyon Road East, Puyallup, WA 98373. Umpqua Bank.Find the Umpqua near you. Some stores are closed or changed hours because of COVID-19. Please call before you visit. ... Rates starting at 9.65%. ... CD and commercial real estate options available. Contact us Terms & Conditions . Connect with us. We'd love to get to know you. This form requires ad blocker to be disabled. Please disable it ...Treasury Management Consultants are available to discuss your account needs and help ensure you are in the right account type for your transaction volumes. Please review how your current accounts will transition below and if you have any questions, contact Treasury Management Support at 866-563-1010 or [email protected] Maintenance Fee: $3. Requirement to Avoid Monthly Maintenance Fee: $200 Minimum daily balance OR complete a monthly transfer from an Umpqua business. deposit Account to your Community Business Savings. Cash Deposit: $0.30 per $100, first $3,000 at no cost per month. Excess Withdrawal Activity: $5.00 For each withdrawal or transfer out ...Pay bills, view transactions, and monitor cash flow from anywhere. Get banking advice on-the-go from financial experts who understand your needs. Online & mobile banking. Umpqua Bank is here for you, now more than ever. Our local business and personal bankers have helped our communities for over 50 years. Join us today.Compare the best One-year CD rates in Elk Grove, CaliNon-Umpqua Bank ATM: $2.50 per transaction - with
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See additional best 1-year CD rates. Current 3-year CD rates. First Internet Bank of Indiana — 4.61% APY; Popular Direct — 4.55% APY; Quontic Bank — 4.40% APY; America First Credit Union ...Open a CD today with $2,500 or more. For a limited time, earn more on your money with one of our CD specials. Earn the best rate with a Banner's Best Checking account: 7 month CD: up to 4.34% APY*. 9 month CD : up to 4.08% APY*. 13 month CD: up to 3.82% APY*. 36 month CD: up to 2.53% APY*. Open an account online.Best 1-Year CD: NexBank. Best 18-Month CD: NASA Federal Credit Union. Best 2-Year CD: Credit Human. Best 3-Year CD: Vibrant Credit Union. Best 4-Year CD: Wellby Financial. Best 5-Year CD: BMO Alto. Best 10-Year CD: First National Bank of America. Open a New Account Advertiser Disclosure. INSTITUTION APY MIN.In response, CD rates stopped climbing and, by the fourth quarter of 2023, began moving downward. While today's best CD rates at still well above 5%, we continue to see banks cutting APYs across ...The gradual rise of online high-yield CD rates started in July 2021, after a relatively low-rate environment in 2020 and early 2021. If the Fed starts to cut its rate this year, as expected, CD ...0.15%. $500. CD. 5 years. 0.25%. $500. U.S. Bank offers more competitive rates on its Special CDs. Special CDs come in three terms. A $1,000 minimum deposit is required to earn the special rate.Anon Reviewer. March 25, 2024 • @rls511. Do not bank with Umpqua. Terrible customer service and very poor communication on all fronts. They froze my account due to possible fraud (which was great), but then never notified me that they were closing the account, still allowing me to deposit funds.If you are someone who still enjoys listening to music from CDs, then you know how frustrating it can be when your CD player stops working. Before you consider tossing your beloved...Discover Bank. 4.90%. Nov 30, 2027. Fairfield County Bank. 4.90%. May 24, 2025. It’s easy to find these CDs and many others using the fixed-income scanner on J.P. Morgan Investing’s website. To find this tool, simply click on the Investments tab in the top menu and select “Fixed income” in the drop-down window.NerdWallet's Best 1-Year CD Rates for June 2024 (Up to 5.36%) BMO Alto Certificate of Deposit: Best for 1-Year CD Rates, 5.05% APY. Alliant Credit Union Certificate: Best for 1-Year CD Rates, 5.15 ...Compare the best One-year CD rates in Medford, Oregon, OR from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more.Specific Loan Program Disclosures & Assumptions. 15-Year & 30-Year Fixed Rate Conforming (Fannie Mae) Advertised APR assumes an owner-occupied single-family home purchase transaction with a total loan amount of $460,000, 10% down payment, 780 FICO credit score, 30-day rate lock, monthly escrow account and a 1% discount point. 15-year …Mar 25, 2015 · 4-year. 5-year. Specials. Below are the best one-year CD Rates from banks in Spokane, Washington. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.Today's highest CD rate is 5.51% from TotalDirectBank for 3 or 6 months, but going with a longer CD can guarantee one of today's stellar rates into 2025, 2026, or beyond.Credit Cards. Find a card that will streamline your expenses and provide flexibility in how you spend. Columbia Bank base rate is 8.50% as of July 27, 2023. All loans subject to credit approval. Choose the loan that's right for you, from Real Estate and Vehicle loans to SBA, Term Loans, and more.Lynnwood, WA CD Rates: Search and compare Lynnwood, WA CD rates from banks and credit unions. MonitorBankRates.com has a list of CD rates in Lynnwood, WA you ... Umpqua Bank. FDIC Cert # 17266. 19009 33rd Ave W., Lynnwood, WA 98036. UniBank. FDIC Cert # 58407.Certificates of Deposit (CDs). Umpqua Bank CDs require a minimum initial deposit of $1,000 and charge no monthly service fee. Visit site for current rates. Business CD Term Account. Minimum initial deposit of $1,000, with no monthly service fee. Multiple term options available. IRA Accounts.Synchrony Bank offers a wide variety of CD terms from short-term 3-month CDs to accounts that mature after five years. You'll find more than a dozen options to choose from. Synchrony also ...Below are the best one-year CD Rates from banks in Tacoma, Washington. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. Tacoma, WA - June 2, 2024.4.75% APY 8-month CD 1. A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY). 1. Begin Application.View interest rates for personal and business checking accounts, savings accounts, CDs, and loans. Skip to main content Routing Number: 325084426 800-719-8080Discover Bank. 4.90%. Nov 30, 2027. Fairfield County Bank. 4.90%. May 24, 2025. It’s easy to find these CDs and many others using the fixed-income scanner on J.P. Morgan Investing’s website. To find this tool, simply click on the Investments tab in the top menu and select “Fixed income” in the drop-down window.Today's best CDs offer APYs as high as 5.5% APY. Experts predict CD rates will fall in 2024. Opening a CD today guarantees you a fixed APY despite future rate drops. Experts recommend comparing ...Personal CD accounts. Earn more interest than a standard savings or money market account. So, dream big – we’ll help you get there. Become a member, today.CD cases are recyclable, and people can usually recycle them through their community’s recycling center or through a national CD recycling center, such as the CD Recycling Center o...A Certificate of Deposit (CD) account is a low risk, high-rate savings account option. With a fixed interest rate that is often higher than a traditional savings account and fixed term lengths, CDs are great for those who have funds they don't need to access in the short term and are looking for a guaranteed return.Umpqua offers a selection of savings and checking accounts, under names like "Prosper" and "Attain." While the names are aspirational, the interest rates offered are generally less so. As of this writing, Umpqua does not offer interest rates higher than 0.08% on any of its savings accounts. Umpqua Bank Interest Rate ComparisonAdvantages of Certificates of Deposit (CDs) Maturity terms from 30 days to five years1. Interest calculated on a 365-day basis at a rate determined by the maturity term. Interest may be paid directly to you or added back to the CD. Interest rate is guaranteed according to maturity term. Welcome to the Redmond Branch branch. We are located at 1620